Earn real yield

Deposit stablecoins into Bumper and earn paid in stablecoin

Current Yield:

181.46%

APY

Deposit stablecoin and earn a real yield paid in USDT

Select your preferred risk tolerance

No selling contracts

Immediate yield earning

No KYC or ID checks

Risk spread across entire pool

Earning a real yield using Bumper

Deposit stablecoins into Bumper, and earn real yields by assuming some of the risk from protection seekers, who pay premiums in return.

Bumper shares some similarities with selling puts on an options exchange, but the unique pooled liquidity architecture cushions individual depositors from extreme losses in the event of market crashes, whilst delivering on average higher annualised returns and instant yield generation.

Bumper is also simpler and more efficient to use - Users decide how much to deposit, select a term length and their individual risk tolerance, then confirm the transaction on the blockchain.

Bumper Yields

Bumper offers stablecoin yields ranging on average from 3 - 18% (APY).

On average, Bumper users earn higher yields compared to sellers of put options with similar strike and expiries on cryptocurrency options platforms. Yields are withdrawable by stablecoin depositors when they close their position.

Example: Single Position Analysis

Date

Deposited Value ($)

Term (Days)

Risk Tier

Yield ($)

Annualised Yield (%)

03/06/2022

$10,000

120

5

108.76

3.31%

16/03/2023

$10,000

60

3

225.82

13.74%

11/04/2023

$10,000

60

1

161.74

9.84%

11/05/2023

$10,000

30

1

75.08

9.13%

Based on 12 months ETH price data

Bumper users are able to select a risk tier (from 1-5, where 1 is the lowest risk) to satisfy their own risk tolerance.

Risk tiers are proportional to all the other actors in the protocol at the time, and the average risk level is shown when opening a position, allowing users to select a level of risk that meets their individual strategy. 

Date

03/06/2022

Deposited Value

$ 10,000

Term (Days)

120

Tier

5

Yield ($)

108.76

Annualised Yield (%)

3.31%

Date

16/03/2023

Deposited Value

$ 10,000

Term (Days)

60

Tier

3

Yield ($)

225.82

Annualised Yield (%)

13.74%

Date

11/04/2023

Deposited Value

$ 10,000

Term (Days)

60

Tier

1

Yield ($)

161.74

Annualised Yield (%)

9.84%

Date

11/05/2023

Deposited Value

$10,000

Term (Days)

30

Tier

1

Bumper Premium

75.08

Saving

9.13%

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